Camera Scam Might Prevent you from Buying a Home

Governments are now turning over unpaid traffic scamera tickets to collection agencies. This can have a significant adverse impact on your credit score. It could keep you from buying a home, cause you to pay higher mortgage rates, etc. Since most insurance companies check your credit score, it might also prevent you from getting good rates on your car insurance.

Aren't these all things that are great for local economies so the local government can have a few more bucks in the short term? Isn't it good news that your local housing inventory continues to build due to fewer and fewer buyers who have good credit? Won't it be great when you get into an accident and learn that you (or your UIM carrier) will have to pick up the tab because the other guy cancelled his insurance because he could no longer afford it.

The use of these cameras is so short-sighted. We get the government we deserve.